Post offices could provide current accounts from early next year.
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It would mean more than a thousand branches around the country would offer day to day transaction accounts to customers at a time when banks are cutting back on customer service.
The Irish Independent reports An Post's account would be accessible over the internet, by phone and using an app.
The account would offer a range of services already found in banks, including debit cards and ATMs, as well as plans to provide direct debit and standing order facilities.