A Clare credit union says the one-to-one offering of its service is contributing to record levels of borrowing here.
The finance provider has now issued close to a total of €1 billion in home loans and has granted over 100,000 personal loans in the last quarter.
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A recently-formed alliance between 80 credit unions has introduced a standardised mortgage offering, with a 3.85% variable rate capped at 4.4%, over a three-year term.
St. Francis Credit Union CEO Louis Fay says community-focused lending is becoming more appealing to customers.
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