The COVID-19 pandemic has dramatically altered household finances, just like it has changed so many other aspects of family life in 2020.
Financially, 2020 was a tale of two halves – some families have been very hard hit with layoff and business closures.
But many families who have not suffered layoffs during the pandemic have been able to save money.
In part, it’s due to it being nearly impossible to spend money on holidays, kids activities, tickets to concerts or sporting events, or expensive meals at fancy restaurants.
Regardless of the financial hit your family has suffered in 2020, we have some tips to improve your finances in 2021.