Elaine Clifford on how back-to-school costs are pushing many to moneylenders

On Wednesdays Morning Focus, we highlighted how we have already heard calls this week from the St Vincent de Paul Society for licensed moneylenders advertisements to come with a clear warning about their often, huge interest rates.

This time of year, we’re told is one of the most lucrative for money lenders with back-to-school expenses putting even more pressure on parents. Elaine Clifford is from Clare MABS (Money Advice and Budgeting Service) and she’s got lots of advice about coping at this time of year.