The government and Credit Unions have launched a small loans scheme, aimed at giving people another option to moneylenders.
The 'It Makes Sense' loan provides emergency credit of up to 2-thousand euro for low-income families.
The scheme has been trialed in 30 Credit Unions since last November.
More than 200 loans were drawn down in that time with an average value of 500 euro.
Social Protection Minister Leo Varadkar says it gives access to low income families that find themselves stuck.
The scheme will now be offered to credit unions nationally, with the Minister urging all of them to sign up.
Michael Culloty from the Money Advice and Budgeting Service says it will help people to save money.
It's aimed at offering an alternative to money lenders who can charge high interest rates.
The scheme is being offered to Credit Unions around the country with 50 more credit unions having expressed interest.
